How to Decide on a Budget for Your Engagement Ring
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| The Right Price |
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Most sellers of engagement rings have pegged the two-month salary range as a good starting point. Whether this amount is right for you or not, only you and your partner can determine its appropriateness. An engagement being an emotional event has been used to some extent to convince people to spend more, even subtly equating the price figure to the intensity of emotions involved. As mentioned above, this ring is expected to last a lifetime. To be able to achieve this, the ring should be of such quality, durability and style that will support its purpose. We all know that quality does come with a price, but it is not necessarily limited to extremely high prices. You are better off buying a piece that is of the best quality within the price range you can afford. |
| Factors Affecting the Price of a Ring |
| The kind of metal used to produce the ring is a major consideration in buying on a strict budget. Platinum is quite expensive, though extremely beautiful. White or yellow gold are cheaper options without having to sacrifice a lot in beauty. The stone to be used is another consideration. Consider low carat diamonds and even colored gemstones which are cheaper alternatives but can definitely hold their own in terms of beauty.
The amount of work that went into producing a ring also affects its price. You would rarely see intricate patterns or etchings in cheap engagement rings. Any historical or sentimental value may add to a ring’s real value. This is the reason why most antique and vintage rings are expensive. |
| Coming Up with a Budget |
| There was a time when the money used to purchase an engagement ring came purely from savings. Modern times have introduced financing as an alternative to get that dream engagement ring now and paying for it in some future time. Of course, there is that aspect of interest charges where you could easily end up paying two or three times the original worth of the ring.
The best way to determine the budget is to assess your financial capabilities. After all, there is no woman in her right mind that would let a man she may end up marrying, incur a serious debt over an engagement ring. Focus can be given on what could make your partner happy. Choose an engagement ring that is not only physically beautiful and valuable but also based on love that is responsible. |
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5/13/2008 7:14:25 |